Tag: money talks

Categories
Life Money Diaries Secrets

Paycheck Routine

You’re reading this because you’re a paid subscriber. Thank you! 🤍

I have a very complicated budgeting system, so I won’t go into every detail. I have an expense tracking app, an Excel file, and I track every cent—if you ask me how much we paid for our Instapot back in 2019, I could tell you (it’s $67.19). In short, it’s a whole thing (but it’s an obsessive-compulsive’s dream).

Today, I just wanted to share what I do during paydays. I remember our abundant months when I’m not waiting for paydays to arrive. Back when I was confident that if I forgot to allocate funds to our different money buckets, I know that our bank account had enough money to cover all the auto-debited bills. Oh how I miss those days.

June 2013 (this is my old app, I use Money Lover now)

Subscribe to continue reading

Become a paid subscriber to get access to the rest of this post and other exclusive content.

Categories
Books Food Money Diaries Secrets

What I Spend in a Week | Coloured Book Covers

You’re reading this because you’re a paid subscriber. Thank you! 🤍

It’s time to go back to one of my regular monthly posts. Dahil kahit malungkot tayo, tuloy pa rin ang paggastos—parang mas magastos pa nga pag malungkot.

Before we go to the weekly breakdown, Best Buy and Bye-Bye of the week muna:

Best Buy

This book is so interesting

SOBRANG nag-eenjoy ako dito sa bago kong e-reader. Dahil alam nyo naman na mahilig akong mag-annotate ng books, annotating e-books is the next best thing. Tapos (finally!) may kulay na yung book covers ko. Ang unsatisfying pag nakikita ko yung black and white covers sa Kindle ko noon. Parang hindi binibigyan ng justice yung graphic designer.

Subscribe to continue reading

Become a paid subscriber to get access to the rest of this post and other exclusive content.

Categories
Money Diaries Secrets

What I Spend in a Week | Utangs + Dreaming of Business Class + Money Worries

You’re reading this because you’re a paid subscriber. Thank you! 🤍

I hate utang. Kaya ilang weeks na kong hindi mapakali na hindi ako nakapag-post nung nakaraang week. Marahil wala namang nakapansin, pero hindi ako matatahimik knowing na meron akong utang sa inyo. Sobrang busy lang kasi talaga nung mga nakaraang linggo. Speaking of mga utang-utang, I have a few thoughts about this.

Allergic ako sa utang. Ang isa pa kong allergic, fees and interest rates. Pero sa utang muna tayo. Siguro isa sa mga maa-apprecite ng mga kaibigan ko sakin, hindi ko ugaling mangutang. Kung mangutang man ako (which is very very rare), hindi mo ako kailangang singilin. Pag sinabi kong ganitong date, areglado ang bayad ko.

Subscribe to continue reading

Become a paid subscriber to get access to the rest of this post and other exclusive content.