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Money Diaries Secrets

Q1 Expenses | Relaksss

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Spoiler alert: Q1 2026 was one of the best quarters we’ve had in a looooong time (in terms of expenses). Every time ina-update ko yung expense tracker namin at the end of each month, ang lagi kong reaction is, “Kayang-kaya naman pala!”

Let’s start with the percentages, then we’ll get into the detailed breakdown of the numbers shortly.

Kain na kain ng mortgage and bills yung income namin. Pero wala kaming magagawa kasi fixed expenses na yan. Hopefully, soon, in time, kung kelan man yun, in the near future, sana, makahanap na ko ng trabahoww 😅

EXPENSE BREAKDOWN

Again, I’ve highlighted the highest and lowest expense for each month:

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Money Diaries Secrets

Q3 Expenses | As Expected

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It’s time for the quarterly report!

Just like last time, I’ll start with the percentages of our monthly average expenses, then move on to the detailed breakdown of the numbers. Looking at last quarter’s average (left), there were definitely changes.

EXPENSE BREAKDOWN

Again, I’ve highlighted the highest and lowest expense for each month:

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Life Money Diaries Secrets

Paycheck Routine

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I have a very complicated budgeting system, so I won’t go into every detail. I have an expense tracking app, an Excel file, and I track every cent—if you ask me how much we paid for our Instapot back in 2019, I could tell you (it’s $67.19). In short, it’s a whole thing (but it’s an obsessive-compulsive’s dream).

Today, I just wanted to share what I do during paydays. I remember our abundant months when I’m not waiting for paydays to arrive. Back when I was confident that if I forgot to allocate funds to our different money buckets, I know that our bank account had enough money to cover all the auto-debited bills. Oh how I miss those days.

June 2013 (this is my old app, I use Money Lover now)

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Money Diaries Secrets

Q2 Expenses | Wala Pa Bang Itataas??

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It’s time for the quarterly report! Akala ko talaga magiging proud ako sa quarter na ‘to pero hindi pa rin talaga tumitigil ang mga gastusin. Anong quarter kaya kami makakabawi??

Just like last time, I’ll start with the percentages, then move on to the detailed breakdown of the numbers.

EXPENSE BREAKDOWN

Again, I’ve highlighted the highest and lowest expense for each month:

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